Terms and Conditions

Effective Date: 12-Oct-2024

Welcome to Kaycecay Investments’ website. By accessing or using our website, you agree to comply with and be bound by the following terms and conditions. If you do not agree, please do not use this site.

1. Introduction

These terms and conditions apply to the use of Kaycecay Investments’ website, where we provide information about our financial products and services including mutual funds, insurance (life & health), National Pension System (NPS), and financial planning solutions. This website is intended for users in India and all information provided is in accordance with Indian laws.

2. Use of Website

a. The content on this website is for general information purposes only and does not constitute financial, legal, or professional advice.
b. By accessing our website, you agree to use the content responsibly and not misuse the information or tools provided. Unauthorized attempts to upload information, change content, or interfere with the website in any way are strictly prohibited.
c. All information, tools, and calculators are intended as a guide only. For personalized advice, please contact us directly.

3. Products and Services

a. Our website may provide detailed information about financial products such as mutual funds, insurance, NPS, and Portfolio Management Services (PMS).
b. While we aim to provide accurate and up-to-date information, Kaycecay Investments does not guarantee the accuracy, completeness, or reliability of the product information. Always verify key details by contacting us or through official documents provided by the product issuers.
c. Products mentioned on the website are subject to the terms and conditions of their respective issuers (e.g., mutual fund houses, insurance companies).

4. Investment Risk

Investments in mutual funds and PMS are subject to market risks. The information provided on the website should not be construed as investment advice or a solicitation to invest. You should seek professional advice before making any financial decisions.

5. Privacy Policy

a. We respect your privacy and are committed to protecting your personal data. Please refer to our Privacy Policy for details on how we collect, use, and protect your information.
b. By using the website, you agree to the terms of our Privacy Policy.

6. Third-Party Links

Our website may contain links to external websites or resources not controlled by Kaycecay Investments. We do not endorse or take responsibility for the content of such third-party sites. Accessing these sites is at your own risk.

7. User-Generated Content

a. Any content or feedback provided by users on our site (e.g., reviews, comments) must not be unlawful, offensive, or infringe upon third-party rights.
b. Kaycecay Investments reserves the right to remove any inappropriate content posted by users.

8. Limitation of Liability

a. While we make efforts to keep the website updated and free from errors, Kaycecay Investments is not liable for any direct or indirect losses resulting from the use of the site, its tools, or any information provided herein.
b. We are not responsible for any loss due to errors in content, downtime, or any technical issues related to the website.

9. Intellectual Property

a. All content on this website, including but not limited to text, graphics, logos, and images, is the property of Kaycecay Investments or its licensors and is protected by applicable intellectual property laws.
b. You may not reproduce, distribute, or use the content of this website for any commercial purpose without our prior written consent.

10. Amendments

Kaycecay Investments reserves the right to amend these terms and conditions at any time. We recommend reviewing this page periodically for updates. Continued use of the website after any changes will imply your acceptance of the updated terms.

11. Governing Law

These terms are governed by the laws of India, and any disputes will be subject to the jurisdiction of courts in Chennai.